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    Home Loan

    Owner Rate

    8.25% pa


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    Term Deposit

    Twelve Month



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    Business Loan

    Risk Margin applies 

    7.70% pa


Latest news

  • 0.25% pa Interest Rate Reduction*   On Business Loans, Home Loans and Personal Loans Effective 1st July 2020   In this time of extreme uncertainty, the Bank of the Cook Island's purpose remains intact, and our Team remain focused on preserving the fina... Read on

Our community news

  • BCI indicative rates were last updated at 10:10:40 am Friday, 14 August 2020   Telegraphic Transfer Currency Name Abbreviation Bank Buys Bank Sells ... Read on

 Exchange Rates

nzd: 1

aud: 0.8972

cad: 0.8428

eur: 0.5396

gbp: 0.4867

usd: 0.6398

xpf: 64.1409

fjd: 1.3448

Based on Bank of Cook Islands Telegraphic Transfer Sell Rate

 Exchange Rates

nzd: 1

aud: 0.8946

cad: 0.8497

eur: 0.5382

fjd: 1.3521

usd: 0.6397

gbp: 0.4858

xpf: 63.7090

Based on Bank of Cook Islands Notes Sell Rate

View all rates
Exchange rate disclaimer

Local people, local bank... some things just go better together

  • Fanny Utanga

    Golden Saver

    I am a proud and happy customer of BCI. I recently opened a Golden Saver Account which allows me to receive the old age benefit - I most definitely get treated like royalty as soon as I step through BCI doors.

  • Ngaire Utanga

    My First Saver

    I have two kids who have the “First Saver”. It’s only fitting that children have their accounts with the Bank of the Cook Islands, it is after all the people’s bank and our children are the future of the Cook Islands.

  • Francis Taoro

    Business General Loan

    I hail all the way from Mauke Island. I have a savings account (People Saver) as well as a Business loan with BCI. I enjoy the service, easy communication and benefits that BCI has to offer.

  • Valentino Wichman

    International Transfers

    Kia Orana, I’m Valentino Wichman, just been in the bank to do some Money transfers to New Zealand, it’s the cheapest on the island so I’m taking advantage of the special BCI has at the moment.