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    Home Loan

    Owner Rate

    8.25% pa


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    Term Deposit

    Twelve Month



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    Business Loan

    Risk Margin applies 

    7.70% pa


Latest news

  • Public Notice: Win a trip to Auckland Campaign delayed In our BCI Vaka Debit Mastercard Campaign, we advertised the 2 winners will be drawn on Monday 3rd December 2018.  To ensure our eligible Customers transactions are fairly captured, BCI has chosen to delay the draw to allow process... Read on

Our community news

  • We apologize for the inconvenience but BCI's  MIB (My Internet Banking), money transfer function and work emails are currently down. We are working to resolve this  as soon as possible. Alternatively you can email us: cidb@oyster.net.ck, Facebook message or call us on 293... Read on

Local people, local bank... some things just go better together

  • Fanny Utanga

    Golden Saver

    I am a proud and happy customer of BCI. I recently opened a Golden Saver Account which allows me to receive the old age benefit - I most definitely get treated like royalty as soon as I step through BCI doors.

  • Ngaire Utanga

    My First Saver

    I have two kids who have the “First Saver”. It’s only fitting that children have their accounts with the Bank of the Cook Islands, it is after all the people’s bank and our children are the future of the Cook Islands.

  • Francis Taoro

    Business General Loan

    I hail all the way from Mauke Island. I have a savings account (People Saver) as well as a Business loan with BCI. I enjoy the service, easy communication and benefits that BCI has to offer.

  • Valentino Wichman

    International Transfers

    Kia Orana, I’m Valentino Wichman, just been in the bank to do some Money transfers to New Zealand, it’s the cheapest on the island so I’m taking advantage of the special BCI has at the moment.