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    Home Loan

    Owner Rate

    8.25% pa

    variable

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    Term Deposit

    Twelve Month

    4.25%

    variable

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    Business Loan

    Risk Margin applies 

    7.70% pa

    variable

Latest news

  • Firstly thank you to Mastercard for providing our two winners with their return airfares to Auckland, New Zealand valued at $2,500 each. And another warm thank you to the customers of BCI for your support throughout this campaign. On behalf of BCI, we congratulate our winners of the "Win a ... Read on

Our community news

  • Tall poppy syndrome”, the love of discrediting others talents and achievements… e kite koe… you know what I am talking about. Some may say, “but they are only words”… Yet we forget how words can ultimately undermine one’s worth and chip away at any ho... Read on

Local people, local bank... some things just go better together

  • Fanny Utanga

    Golden Saver

    I am a proud and happy customer of BCI. I recently opened a Golden Saver Account which allows me to receive the old age benefit - I most definitely get treated like royalty as soon as I step through BCI doors.

  • Ngaire Utanga

    My First Saver

    I have two kids who have the “First Saver”. It’s only fitting that children have their accounts with the Bank of the Cook Islands, it is after all the people’s bank and our children are the future of the Cook Islands.

  • Francis Taoro

    Business General Loan

    I hail all the way from Mauke Island. I have a savings account (People Saver) as well as a Business loan with BCI. I enjoy the service, easy communication and benefits that BCI has to offer.

  • Valentino Wichman

    International Transfers

    Kia Orana, I’m Valentino Wichman, just been in the bank to do some Money transfers to New Zealand, it’s the cheapest on the island so I’m taking advantage of the special BCI has at the moment.