Term Deposits/Investments

Term Deposits

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Term Deposit

BCI will help you make today the day you save for that rainy day or your first home or car or that trip you’ve long dreamed about.  Or just watch your money grow and have a Term Deposit as your second source of income.

With a minimum deposit of $500 you can choose a fixed term of between and 1 and 12 months and reap the rewards and benefits either periodically or at the maturity of the term.

Competitive interest rates apply, with special rates being available on larger amounts.

  • Choose any term from 1 month to 12 years
  • Get interest paid periodically to your savings account on some terms

4.00%For over 12 month term

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Term Deposit and Investment
Key Features
Availability of fundsFixed
Minimum to open$500.00 
Interest Rates
1 month over $5002.60%
3 months over $5003.00%
6 months over $5003.75%
9 months over $5003.75%
12 months over $5004.00%
Access Method
Branch AccessYes 
Cheque BookNo 



Because of all the rave about BCI’s unique products I've recently signed up to the People Saver, My Internet Banking and my current favorite BCI Alerts it gives me better control of my finances. I also get to rock my fancy BCI Master Card. It’s safe to say that BCI is trending with the people of the Cook Islands.

I couldn't be happier with the decision to move and encourage everyone to join in on the journey!

Marie Mcfadizen


Local people, local bank... some things just go better together