Term Deposits/Investments

Term Deposits

Attention: open in a new window. Print

Term Deposit

BCI will help you make today the day you save for that rainy day or your first home or car or that trip you’ve long dreamed about.  Or just watch your money grow and have a Term Deposit as your second source of income.

With a minimum deposit of $500 you can choose a fixed term of between and 1 and 12 months and reap the rewards and benefits either periodically or at the maturity of the term.

Competitive interest rates apply, with special rates being available on larger amounts.

  • Choose any term from 1 month to 12 years
  • Get interest paid periodically to your savings account on some terms

4.00%For over 12 month term

Apply Now Enquire Online

Term Deposit and Investment
Key Features
Availability of fundsFixed
Minimum to open$500.00 
Interest Rates
1 month over $5002.60%
3 months over $5003.00%
6 months over $5003.75%
9 months over $5003.75%
12 months over $5004.00%
Access Method
Branch AccessYes 
Cheque BookNo 



Thank goodness for BCI! After over a year of bank issues I moved to BCI and things haven’t been easier. The People Saver paired with the BCI Vaka MasterCard allows me to access my money anywhere in the world with ease & piece of mind.

The friendly & efficient service always makes me feel like I have millions in the bank! Meitaki BCI!

Daniel Louis Fisher


Local people, local bank... some things just go better together