Personal Loans

Personal Loans

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Personal Loan

Short term loans to meet those immediate needs. A multi-purpose secured/unsecured personal loan which gives you the choice to use the funds for almost anything, including consolidating your debt, your next holiday or a new car!

  • Choose Secured or Unsecured
  • No early repayment penalties
  • Redraw available

From12.50% paSecured Interest Rate*

16.50% paUnsecured Interest Rate

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Personal Loan
Key Features
Minimum Amount$500.00 
Interest Rate
Secured12.50% pa
Unsecured16.50% pa
Unsecured Comparison Rate16.25% pa
Monthly fee (unsecured)$7.50 

*The Secured Interest rate only applies at 150% discounted security cover



I am currently signed up to BCI’s weekly facebook updates which is where I found out about BCI’s Personal Loan special.

It was so easy and quick to sign up. But it doesn’t end there, the staff at BCI are also incredibly informative, polite and they offer you personalised attention which lives up to their slogan “the people’s bank”.

Cameron Strickland


Local people, local bank... some things just go better together