My First Saver Account

My First Saver Account

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My First Saver Account

One of the most important gifts we can give a child is their very own bank account. One of the most important lessons we can teach a child is the habit of saving. Both will last them a lifetime.

With no management or monthly account keeping fees, BCI’s “My First Saver” account is designed for children up to 16 years of age. It rewards you and your child with competitive interest rates, more so if you stay on track and don’t dip into their savings.

My First Saver account features a tiered interest rate relative to the account balance and rewards you and your child for higher savings. You can also make savings easier by nominating this account to receive your Child Benefit payments, and deposits through our school banking programme.

  • NO monthly fees
  • Designed for children up to 16 years of age
  • REWARD your child with competitive interest rates

4.40% paFor balances over $500

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My First Saver Account
Key Features
Availability of fundsLimited access, designed as a long term savings account for a child
Minimum Amount$10 
Interest Income
Balance up to $992.00% pa
Balance over $100 - $4993.30% pa
Balance over $5004.40% pa
Access Method
Branch AccessYes 
Cheque BookNo 
Passbook1 Free
Re-issue Passbook$20 
Early withdrawal$50 
Monthly Fee$0 



"Kia Orana, my name is Ngaire Utanga and I have two kids who have the “First Saver”. It’s only fitting that children have their accounts with the Bank of the CI’s, it is after all the people’s bank and our children are the future of the CI’s.

I personally bank here and have a Personal loan with BCI. It’s perfect! It was hassle free and in 24 hours I had the money in my account – Thank you BCI "

Ngaire Utanga


Local people, local bank... some things just go better together