Everyday Account

Everyday account

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Everyday Account

With only a low $7 monthly fee, the Everyday Account allows you to access your available funds as many times as you want, and anytime you want through BCI ATMs and BSP EFTPOS.

You no longer need to visit your local BCI branch as you will be able to keep track of your balances via Text Banking.

  • $7 monthly fee you can access your available funds ANYTIME you want through EFTPOS and ATMS
  • Ignore the queues and use your Everyday card at ANY BCI or Westpac ATM machines
  • Access your DAILY balances on the go with our Text Banking service

3.00% paFor balances over $10,000

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Everyday Account
Key Features
Availability of fundsOn call
Minimum to open$10.00 
Interest Rates
Balance up to $9990.00% pa
Balance of $1,000 - $4,9991.00% pa
Balance of $5,000 - $9,9992.00% pa
Balance over $10,0003.00% pa
Access Method
PassbookNot Available
Branch AccessYes 
Cheque BookNo 
BCI ATM or Westpac EFTPOS Unlimited
Monthly Fee$7.00 
Over the Counter Withdrawal2x FREE per month, $1.00 per time thereafter
Westpac ATM Withdrawal$1.50 per transaction
Reissue of PIN $5 
Reissue of Everyday card $15 
Debit interest charge19.50%
Reconciliation books$3 


"Opening my Everyday account with BCI was so easy! The staff at BCI were so friendly and everything was so simple. It was supposed to be a savings account I didn’t touch often, and now I find myself using it more and more because they have the best fees and the internet banking is so user-friendly! I recently decided to apply for my first loan and BCI will definitely be my first choice."

Pauline Pickering


Local people, local bank... some things just go better together