International & Inter-Island Money Transfers

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International & Inter-Island Money Transfers

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Our International and Inter-Island transfers allow you to send and receive money both domestically and internationally. 

  • Permanently reduced rates in the Cook Islands
  • Same day service to New Zealand
  • Service to the rest of the world dependant on local banks
  More info
International Transfers Price
New Zealand Direct (NZD to a NZ bank A/c) $15.00
Telegraphic Transfer NZD & FCY worldwide $35.00
Inward payment to BCI bank account (Special fee of $5.00 to receive NZ Pension) $7.50
Inward payment to other bank $10.00
Cancellations &/or Amendments $55.00
Rejected Payments $50.00
Enquiries and Investigations (aged 6 months+)


Foreign Currency  
Sale or purchase of foreign notes $6.00
Overseas Bank Draft (NZD)  
Issuance $12.00
Dishonour of draft $40.00
Stop Payment instruction $35.00
Banking of overseas cheques  
Cheques drawn on New Zealand $5.00 per cheque
Cheques drawn on other countries $25.00 per cheque
Dishonoured cheques $30.00 per cheque


"Kia Orana, my name is Ngaire Utanga and I have two kids who have the “First Saver”. It’s only fitting that children have their accounts with the Bank of the CI’s, it is after all the people’s bank and our children are the future of the CI’s.

I personally bank here and have a Personal loan with BCI. It’s perfect! It was hassle free and in 24 hours I had the money in my account – Thank you BCI "

Ngaire Utanga


Local people, local bank... some things just go better together