Everyday ATM/EFTPOS Account (S6)
With your Everyday ATM/EFTPOS Account, you can access your cash from a BCI and local Westpac ATM, or our Branch Network closest to you. You can also pay for your everyday purchase via local EFTPOS using your own money. Your funds are available when ever you want it. Enjoy the convenience of your ATM/EFTPOS card, with wider access to your cash 24/7, peace of mind in emergencies, a light weight wallet in your hip pocket, avoiding the teller queue.

Minimum Opening Balance
• $10

Acceptable Deposits
• Internal Funds Transfer from another Deposit Account held with BCI
• Teller assist through our Branch Network
• Periodic Payment assistance where the account is held by an external banking institution, initiated by either BCI or the external banking institution
• Mail Deposits of personal or Bank Cheques. (Cheques made payable to the account holder with a complete BCI deposit slip)

Withdrawals and Access
• Unlimited domestic Transactions
• No minimum withdrawal or deposit amount
• Access via BCI and Westpac ATMs, Eftpos, Teller Assist
• Maximum total daily cash withdrawal limit of $1,000 applies
• A maximum total daily transaction limit of $1,000 on purchase withdrawals through EFTPOS. Maximum transaction is also limited to the available funds in the account and the merchants daily floor limits

Standard Saver Account (S1)
Whatever your saving goals are, a deposit for a home, a new baby or grandchild, a wedding, a holiday or that brand new car, we can help you reach your goal faster. With teller assist access only, competitive interest yield and NIL FEES on your Standard Saver Account is our way of working with you to boost your savings and achieve your goals. Your interest is calculated on a daily balance at a tiered rate with no minimum or maximum balance.

Minimum Opening Balance
• $10
•
Interest Table
INSERT INTEREST EARNING TABLES HERE.

Acceptable Deposits
• Internal Funds Transfer from another Deposit Account held with BCI
• Teller Assist through our Branch Network
• Periodic Payment assistance where the account is held by an external banking institution, initiated by either BCI or the external banking institution
• Mail Deposits of personal or Bank Cheques. (Cheques made payable to the account holder with a complete BCI deposit slip)

Withdrawals and Access
• Unlimited domestic Transactions
• No minimum withdrawal or deposit amount
• Access via Teller Assist
• Maximum total daily cash withdrawal limit of $1,000 applies
• A maximum total daily transaction limit of $1,000 on purchase withdrawals through EFTPOS. Maximum transaction is also limited to the available funds in the account and the merchants daily floor limits

Term Deposit Account
Do you have $500 or more that you’re in no hurry to access? Put it to work for you in our fixed term deposit while you plan your next move. We have a wide range of fixed term range from 1month to 3 years paying interest at maturity.

Minimum Opening Balance
• $500

Interest Table
INSERT INTEREST EARNING TABLES HERE.

Acceptable Deposits
• Personal or Bank Cheque made payable to the customer
• Personal cheque endorsed in favour of BCI
• Internal transfer from an existing BCI account
• Cash Deposit via Teller Assist.

Withdrawals and Access
• No Transaction access available

My First Account (S3)
For our Tamariki, a “Savings Habit” is an invaluable skill to foster at a very young age. Not only we want to encourage them to save and watch their money grow, it’s the savings habit we wish to develop them to a more financial conscientious adult

Minimum Opening Balance
• $10

Acceptable Deposits
• Cash deposit thorough their school
• Internal Funds Transfer from another Deposit Account held with BCI
• Teller assist through our Branch Network
• Periodic Payment assistance where the account is held by an external banking institution, initiated by either BCI or the external banking institution
• Mail Deposits of personal or Bank Cheques. (Cheques made payable to the account holder with a complete BCI deposit slip)

Withdrawals and Access
• No transaction access until the child is 16years