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    Home Loan

    Owner Rate

    8.25% pa


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    Term Deposit

    Three Month

    3.30% pa


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    Business Loan

    Base Rate

    7.70% pa


Latest news

  • What a week it was.  Not only did BCI 'unveil' its NEW Vaka Debit MasterCard but BCI was also a main presence at the Air New Zealand Tourism Awards as a GOLD sponsor. A special meitaki maata to all our supporters for the lovely messages it must mean we are heading in the ri... Read on

Our community news

  • A serious case of “star weaving fever” has broken out on Rarotonga. And local woman’s counselling centre Punanga Tauturu Inc (PTT) and the Bank of the Cook Islands are calling all businesses, government departments and organisations to pledge to weave stars as part of the One Mi... Read on

Local people, local bank... some things just go better together

  • Fanny Utanga

    Golden Saver

    I am a proud and happy customer of BCI. I recently opened a Golden Saver Account which allows me to receive the old age benefit - I most definitely get treated like royalty as soon as I step through BCI doors.

  • Ngaire Utanga

    My First Saver

    I have two kids who have the “First Saver”. It’s only fitting that children have their accounts with the Bank of the Cook Islands, it is after all the people’s bank and our children are the future of the Cook Islands.

  • Francis Taoro

    Business General Loan

    I hail all the way from Mauke Island. I have a savings account (People Saver) as well as a Business loan with BCI. I enjoy the service, easy communication and benefits that BCI has to offer.

  • Valentino Wichman

    International Transfers

    Kia Orana, I’m Valentino Wichman, just been in the bank to do some Money transfers to New Zealand, it’s the cheapest on the island so I’m taking advantage of the special BCI has at the moment.